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10 Things You Can Spend Your FSA Money On Before It Expires

10 Things You Can Spend Your FSA Money On Before It Expires
Kevin Cleary

A flexible spending account, or widely popular FSA, is a valuable employee benefit that allows one to set aside pre-tax money for certain medical expenses. You can spend FSA money on expensive medical supplies and treatment. However, unfortunately, the FSA dollars are not subject to rollover. It will expire if you do not spend your FSA money before the year ends.  

Using your FSA funds wisely allows you to simultaneously maximize your savings and care for your health needs. 

Wondering what can you buy with FSA money? To help you make the most of your FSA, we have compiled a list of 10 essential things to spend FSA money on before the year ends. 

10 Products You Can Spend Your FSA Money On 

1. Pain Relievers

First aid boxes are filled with painkillers and band-aids. Deck your medicine cabinet with otc essentials. At HPFY, many common OTC medications, such as pain-relieving creams, gels, and cold remedies, are eligible for FSA reimbursement. Stock up on these essentials to address minor ailments and maintain your well-being. You can look for FSA-eligible temperature therapy products, massage essentials, and electrotherapy equipment.  


2. Wound Care Supplies 

Being active means being prone to injuries, scrapes, and cuts. Keep your home well-equipped with necessary wound care and first aid supplies. These include bandages, gauze, antiseptic creams, wound ointments, and adhesive tape, to name a few. Use your FSA funds for these supplies to prepare for unexpected injuries or emergencies. 


3. Rehab Equipment

Exercise is important to live a better and healthy lifestyle. FSA funds can help you stock up on physical therapy equipment, such as resistance bands, exercise balls, treadmills, balance boards, and foam rollers. Use your unspent FSA money and build your at-home gym for a better and more comfortable workout. 


4. Diagnostic Supplies

With so many ailments and diseases around us, preparing yourself to combat such conditions becomes necessary. Keep yourself armed with essential diagnostic equipment, including blood pressure monitors, thermometers, and diabetic supplies such as glucometers, test strips, and glucose solutions, and are eligible for FSA reimbursement. Invest in devices that can help you monitor your health from the comfort of your home. 


5. Daily Aids

People dealing with arthritis or carpal tunnel find it hard to perform daily activities independently. Pick assistive devices to spend FSA money on, such as reachers, grab bars, adaptive eating and drinking utensils, shower chairs, and raised toilet seats. These aids improve safety and independence in daily activities for individuals with limited mobility. 


6. Orthopedic Supports 

Sciatica, spinal injuries, abdominal cramps, back pain issues, and many other conditions require orthopedic support. Use your FSA funds to buy abdominal braces, supports, or compression garments. These supports improve your quality of life and are eligible for reimbursement. 


7. Respiratory Supplies

Respiratory health is quintessential to a healthy and prosperous life. Lung infections and allergies are extremely tough to manage. But managing these symptoms becomes easier with stocked-up respiratory products such as oxygen concentrators, nebulizers, antihistamines, inhalers, and other nasal decongestants. Consider stocking these up if you or someone you love is prone to allergies and viral infections.  


8. Women's Health Products

Soon-to-be parents can use FSA funds to purchase essential maternity items and baby care products. Maternity products include breast pumps, nursing supplies, and diapers, providing financial relief during an important stage of life. 

Women go through a lot on a daily basis, from periods pregnancy to menopause. Feminine hygiene products include tampons, menstrual pads, cups, panty liners, vaginal dilators, and more. These products find their place in every woman's daily life. However, they can take a toll on your monthly budget. Consider these things to spend FSA money on.    


9. Skin Care 

Moisturizers, sunscreens, acne creams, and skin protectant ointments are necessary to maintain proper hydration and skin integrity. Buy FSA-eligible moisturizers to help lock in moisture, prevent dryness, and promote a healthy skin barrier. Look for products that suit your skin type and address your concerns, such as sensitive skin, eczema, dermatitis, or aging. 


10. Mobility Aids 

One of the best ways to spend FSA money is to invest it in a manual or electric wheelchair. A wheelchair makes it easier to take yourself to places without needing external help. These are expensive and very helpful for those with limited mobility. If you are recovering from injuries or surgeries that temporarily impact your walking ability, buying a wheelchair is a great idea to ensure your independence. You can also purchase mobility scooters, canes, crutches, and walkers.  

Prioritize what matters to you the most. If you spend the most on wound care or other medical essentials regularly, stock those up with your FSA dollars before they collapse.  


Review the FSA guidelines and consult with your benefits administrator to ensure your purchases qualify for reimbursement. Don't let your FSA funds go to waste – make the most of them today! 

Where can I find things to spend FSA money on online?

HPFY is your one-stop shop for all your medical and health-related needs. We carry an extensive catalog of FSA-approved products, including the things mentioned above. Explore our catalog today to find what you need. 


Disclaimer: All content found on our website, including images, videos, infographics, and text were created solely for informational purposes. Our reviewed content should never be used for the purpose of diagnosis or treatment of any medical conditions. Content shared on our websites is not meant to be used as a substitute for advice from a certified medical professional. Reliance on the information provided on our website as a basis for patient treatment is solely at your own risk. We urge all our customers to always consult a physician or a certified medical professional before trying or using a new medical product.

HPFY Kevin Cleary

Kevin Cleary

Kevin Cleary has been a Health Products For You contributor for many years and has a degree in marketing. His health and wellness journey has a very personal meaning and has guided him in his content writing for HPFY.

In 2006, ...

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