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Flexible Spending Account FAQs

What is a flexible spending account?

Flexible Spending Account or FSA is a pre-tax employee benefit account that allows you to pay your eligible health care expenses that are not covered by the insurance.

How does FSA work?

An employer provides an FSA plan to their employees under which a portion of their income is deducted prior to the payroll taxes and put into an account called FSA account. This pre tax money can be used to pay for their health care costs that are not covered by the insurance.

What are the benefits of a flexible spending account?

The FSA money is tax free. Putting money in the FSA account and then spending it on medical-related expenses for you and your family is the best way to save tax dollars.

What does the FSA symbol denotes?

FSA symbolThe FSA symbol on a product page denotes that the product is FSA eligible. A wide range of products across multiple categories are marked with the FSA symbol on HPFY website to let the customers know that the product can be purchased using their FSA plan.

What can I use flexible spending account for?

You can use your flexible spending account to cover the following expenses:
  • Over-the-counter drugs
  • Doctors visit co-pays
  • Co-insurance
  • Health plan deductible
  • Eligible vision care costs, including eyeglasses, contact lenses, exams, and laser eye surgery
  • Eligible dental care costs, including X-rays, exams, and cleanings

How do I spend my FSA money?

Flexible spending account money is spent by using paper claim forms or through the utilization of the FSA debit card that is also referred to as Flexcard.

How long does a Flexible Spending Account last?

FSA lasts for a year or till the time when the coverage ends, that is the end of the employment. The last date to spend FSA money is 31st December. The receipts of the same can be submitted to the employer by 15th March. It is best to contact your HR department to know the details.

What expenses are not covered under FSA?

Following expenses are not covered under a health FSA:
  • Insurance premiums
  • Family or marriage counselling
  • Prescription drug imported from another country
  • Personal use items like toothpaste, shaving cream
  • Herbs, vitamins, and general health supplements
  • Hot and cold therapy products
  • First aid kits /medicine cabinet/ pill dispensers
  • Blood pressure monitors/ cholesterol test kits/ diabetic monitors, test kits, strips, and supplies

Does HPFY accept FSA debit card?

Yes, we do accept FSA debit cards. In case you do not have FSA debit card, you can still shop with HPFY using your other credit cards, debit cards, paypal account, and via check. You can later submit all the receipt to FSA administrator for reimbursement.

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Sale On FSA Eligible Health Care Products

FSA - Use it or Lose it

Health Products For You offers the largest selection of FSA eligible health care products and medical supplies you could easily buy with your unspent FSA dollars. Just pull up your FSA plan and browse through our list of FSA eligible items covered by your flexible spending account. You will be surprised how easy it is to spend every bit of FSA money on essential health care products and medical supplies for you and your family. While all the products marked with FSA approved symbol are FSA eligible, HPFY does not take responsibility of the employer specific restrictions that your plan may have. It is recommended to check the eligibility requirements under your FSA plan.

Popular FSA Eligible Items for 2020

Johnson & Johnson Band-Aid

Johnson & Johnson Band-Aid Flexible Fabric Adhesive Bandage

Johnson & Johnson Band-Aid Bandage wicks away blood to keep wounds clean. Its stretchable and comfortable fabric moves with you and Quiltvent pad offers superior breathability...

Breg Polar Cold Therapy System

Breg Polar Care Kodiak Cold Therapy System

Breg Polar Care Kodiak Cold Therapy System effectively treats post-operative pain and swelling. Just by adding a little ice and water, patients can enjoy 6 to 8 hours of motorized cold therapy...

Essential Medical Aluminum Cane

Essential Medical Designer Aluminum Offset Cane

Essential Medical Designer Aluminum Offset Cane comes in attractive fashion patterns. It has an adjustable, 7/8" aluminum shaft and a foam handle that is great for arthritic hands...

ConvaTec Natura Ostomy Pouch

ConvaTec SUR-FIT Natura Drainable Ostomy Pouch

ConvaTec SUR-FIT Natura Ostomy Pouch is used to collect the waste that comes out from the stoma. Its snap-off, snap on design allows users to change the pouch without removing the skin barrier...

Bard Cunningham Penile Clamp

Bard Cunningham Penile Clamp

Bard Cunningham Penile Clamp is used for effective control of enuresis (bed wetting), stress incontinence, or dribbling of urine in males of all ages. The slight pressure it provides, prevents any kind of leakage...

A&D Medical Digital Wrist Monitor

A&D Medical Digital Wrist Monitor

A&D Medical Digital Wrist Monitor measures blood pressure during cuff inflation for a faster and more comfortable reading. The automatic memory keeps last 30 blood pressure measurements...

Tranquility ATN Disposable Brief

Tranquility ATN All-Through-the-Night Disposable Brief

Tranquility ATN Disposable Brief offers superb incontinence protection for a dry, secure and leak-proof night. It eliminates the night time changes and keeps the skin dry...

Drive Nitro DLX Rollator

Drive Nitro DLX Four Wheel Rollator

Drive Nitro DLX Four Wheel Rollator provides safety and security to those with limited mobility. It is ideal for both indoor and outdoor use with a weight capacity of 300 lbs...

Respironics SimplyGo POC

Respironics SimplyGo Portable Oxygen Concentrator

SimplyGo Portable Oxygen Concentrator provides concentrated oxygen ranging from 86 to 97%. It is ideal for people who face shortness of breath while at rest or in motion...

Shop Online with FSA Card - Medical Supplies and Home Health care Products

A Flexible Spending Account (FSA) is a benefit plan established by the employer to help employees pay for their and their family’s medical expenses. The FSA money is deducted from pre-tax salary of employee’s paycheck to cover the cost of certain medical supplies and health care expenses under employer sponsored FSA. It is a good idea to contribute to your FSA to lower your taxable income and save money on medical supplies at the same time.
At, we offer best prices, discount coupons, and loads of amazing offers to help our customers get the medical supplies and health products covered under their FSA plan. You can shop with your FSA Debit card and submit receipts to your healthcare administrators for reimbursement.

HPFY Stores Accept FSA Card for Payment

FSA Benefits
  • Save your federal income tax dollars
  • Tax free withdrawals for qualified medical expenses
  • Ability to withdraw funds from the FSA account to pay for medical supplies even if you haven’t yet placed the funds in the FSA account
  • Year round medical supplies and health care essentials for you and your family

Qualifying for Health Care FSA Reimbursement

To qualify for Health FSA, you must be registered with your employer. Self employed people and free lancers are not eligible for FSAs. Since Health FSAs are employer-established benefit plans, employers have the flexibility to offer various combinations of benefits and place certain restrictions when they set their plan. Check with your employer for complete details of the FSA plan.

FSA Eligible Expenses On Healthcare Products marks the qualified items under FSA, based on the eligibility requirements of the IRS guidelines. If you use an FSA debit card to purchase FSA items at HPFY, only those items that meet the eligibility requirements are debited from your FSA. You can pay for non-eligible items with another form of payment like credit cards, debit cards, paypal or check.

FSA Qualified Healthcare Categories

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Maximize Your Flexible Spending Account: Use It or Lose It!!