Often participants in Flexible Spending Accounts or FSAs don’t know exactly what is eligible and what isn’t. Your yearly FSA contributions are meant to cover out-of-pocket medical expenses for that plan year.
Since your yearly contributions are normally forfeited on December 31, using them for this timeframe can help maximize your FSA dollars. One question that gets asked often is “are diapers FSA eligible?” Health Products For You has the answers so that you can get the most out of your Flexible Spending Account as possible.
One confusing aspect of Flexible Spending Accounts or Health Spending Accounts is what is and isn’t eligible for these pretax account contributions. These accounts can cover a wide range of medical products like first aid products, respiratory aids, diagnostic devices, and even sunscreens amongst dozens of other medical products/aids. For babies and infants some FSA-eligible items include:
On average, parents can spend $1000 a year on diapers for their babies/infants, and unfortunately, these are not FSA eligible - sort of. Normally baby diapers would not be FSA eligible unless your child has some medical condition that would require them. This would require a Letter of Medical Necessity (LMN) from your pediatrician to qualify them to be FSA eligible. In a weird twist, toddler training pants/nighttime underwear meant to protect against incontinence are FSA eligible.
While your Flexible Spending Account may not be able to cover your baby’s everyday diapers, adult diapers and adult briefs may be FSA-approved. During pregnancy, many women may experience incontinence. These instances of incontinence may be mild or even inconsistent/infrequent. During pregnancy, the most common type of incontinence experienced by women is stress incontinence caused by increased pressure on the bladder. Overactive bladder (OAB) may be another cause of incontinence during pregnancy due to uncontrollable spasms in the bladder. Pregnancy/childbirth contributes to a woman’s incontinence in part due to issues such as:
In these instances, adult briefs/diapers can be FSA-eligible since they would be used to treat incontinence. Another option for fighting incontinence during pregnancy is Kegel exercises. These can strengthen your pelvic floor and exercisers such as the kGoal Kegel Exerciser with Biofeedback are FSA eligible. If your incontinence continues for six weeks after delivery you should consult your doctor.
Yes, your baby’s everyday diapers may not be FSA eligible (unless medically necessary) but there are many other FSA-eligible products that can help you give your baby the best care. Many of these products can range from simple first-aid items to more specialized equipment such as nebulizers and accessories. Some products you may want to explore include:
This ointment seals out wetness and protects skin from irritants while healing/soothing diaper rash. It can reduce redness and irritation of sensitive skin and provide maximum strength relief.
Designed to stimulate a child’s imagination during respiratory treatments, this friendly nebulizer kit can reduce stress/anxiety during treatment time. A pediatric mask, five filters, and tubing are all included.
Perfect for everyday use or incontinence care, these wipes are pH balanced, hypoallergenic, and alcohol free for delicate perineal skin. They’re latex free and enriched with aloe.
Practical and easy to use with babies and children, this thermometer uses infrared technology to obtain the temporal artery temperature accurately. You can take your child’s temperature without even waking them up!
Designed to help babies with facial/oral problems feed, this feeder has a specially designed valve that can adjust milk flow to suit your baby’s needs. This provides a more natural feeding experience for your child.
While diapers are not FSA eligible, this underwear has a soft waist/hip elastic and feels like real underwear. Perfect for heavy absorbency and latex free.
This unisex underwear offers waist sizes between 34”- 80” and has a cloth-like outer fabric for discrete protection. They reduce odors and promote skin health while providing leakage protection and comfort.
Unfortunately, everyday diapers are not FSA-eligible items. Fortunately for moms and dads, incontinence and maternity products are some things to spend FSA money on.
Our website: Healthproductsforyou, has what you need!
Disclaimer: All content found on our website, including images, videos, infographics, and text were created solely for informational purposes. Our reviewed content should never be used for the purpose of diagnosis or treatment of any medical conditions. Content shared on our websites is not meant to be used as a substitute for advice from a certified medical professional. Reliance on the information provided on our website as a basis for patient treatment is solely at your own risk. We urge all our customers to always consult a physician or a certified medical professional before trying or using a new medical product.
Kevin Cleary has been a Health Products For You contributor for many years and has a degree in marketing. His health and wellness journey has a very personal meaning and has guided him in his content writing for HPFY.
In 2006, ...
When traditional oral intake is not feasible, enteral feeding comes into play. It supports nutritional needs of individuals recovering from an injury or surgery. Dive into this informative article and learn what, when, why, and how of enteral feeding and ensure optimal patient care.
Looking for a non-invasive option to manage carpal tunnel symptoms? Experience relief from constant tingling and pain with this Carpal Solution Wrist Support. Read this article to know about the unique features and benefits of this wrist support brace designed to deal with CTS and find why it is one of the most reliable wrist braces available on the market.
Need an effective and affordable nebulizer? Look no further, in this article we offer 5 of our best reviewed nebulizers that are loved by our customers. Click to read more and find the perfect nebulizer for all your respiratory needs.
Worried about nighttime leaks? Say goodbye to leakage with our ten best overnight adult diapers and wake up refreshed and dry.
Neck pain can wreak havoc on your otherwise healthy life. Traction device improves your cervical health and overall well-being. Read more to find our best cervical traction devices designed to curb the stiffness and discomfort of cervical muscles.